XPS Pensions Group plc operates primarily in the United Kingdom, offering a comprehensive suite of services to pension schemes, corporate sponsors, and life insurance companies. The company's business is divided into four main segments: Pensions Actuarial & Consulting, Pensions Administration, Pensions Investment Consulting, and Self-Invested Pensions (SIP). Its core activities include advising trustees and employers on defined benefit and defined contribution schemes, providing de-risking and risk transfer solutions, and delivering scheme administration and payroll services. XPS also provides specialized consulting to the UK life and bulk annuity insurance market. The firm leverages proprietary technology and analytics to support its advisory and administrative functions.