Reinsurance Group of America, Inc. (RGA) is one of the world's largest global life and health reinsurance companies. The company's core business model involves assuming risks from other insurance companies, enabling them to reduce their net amount at risk, stabilize operating results, and free up capital. RGA's revenue is primarily generated through net premiums and investment income. The company operates through geographic segments, including the U.S. and Latin America, Canada, EMEA (Europe, Middle East, and Africa), and Asia Pacific. Within these regions, RGA offers traditional reinsurance products—such as individual and group life, health, disability, and critical illness coverage—as well as financial solutions, which encompass asset-intensive reinsurance, longevity reinsurance, and pension risk transfer transactions. As of the end of 2025, RGA managed over $4.3 trillion of life reinsurance in force and generated approximately $23.7 billion in total annual revenues. The company's competitive position is strengthened by its exclusive focus on life and health-related reinsurance, its extensive global footprint, and its expertise in facultative underwriting and long-term risk management.
