Founded in 1902 and headquartered in Marietta, Ohio, Peoples Bancorp Inc. (Nasdaq: PEBO) operates as the financial holding company for Peoples Bank. The company provides a broad range of financial products and services tailored to individuals, small-to-medium enterprises, and institutional clients. Its core banking operations generate revenue primarily through net interest income from a diverse lending portfolio, which includes commercial and industrial loans, commercial real estate financing, construction loans, and residential mortgages. These loans are funded by a stable base of retail and commercial deposits. Beyond traditional banking, Peoples Bancorp derives significant non-interest income from its specialized subsidiaries. These include Peoples Insurance Agency, LLC, which offers property, casualty, life, and health insurance; Peoples Investment Services for wealth management and trust services; and North Star Leasing and Vantage Financial, LLC, which provide commercial equipment leasing and premium financing solutions. The company's geographic footprint spans over 120 full-service branches across Ohio, West Virginia, Kentucky, Virginia, Washington D.C., and Maryland. Peoples Bancorp maintains a strong competitive position in its regional markets by combining the personalized service of a community bank with the comprehensive product offerings of a larger financial institution. The company actively pursues a growth strategy that balances organic expansion with strategic acquisitions, such as its integration of regional peers to deepen its market share in the Midwest and Mid-Atlantic regions.
