NCR Atleos Corporation is a leading global provider of self-directed banking solutions and ATM-as-a-Service platforms. Formed in October 2023 through a strategic spin-off from the original NCR Corporation, the company focuses exclusively on automated teller machine (ATM) operations and self-service financial technologies. NCR Atleos operates through two primary business segments: Self-Service Banking and Network. The Self-Service Banking segment provides comprehensive ATM management, including hardware, software, maintenance, and processing services, allowing financial institutions to outsource their ATM operations efficiently. The Network segment operates the Allpoint Network, the world's largest retail-based surcharge-free ATM network, which includes approximately 55,000 ATMs globally and 40,000 in the United States. In total, NCR Atleos manages or services over 600,000 ATMs worldwide, maintaining a significant presence in North America and Europe. The company generates revenue through recurring hardware and software maintenance, processing fees, interchange and network revenue, and professional services. By shifting to a highly recurring revenue model, NCR Atleos aims to drive stable cash flow while expanding financial access for consumers across banks and retail locations globally. The company's competitive position is strengthened by its massive installed base, deep retailer relationships, and extensive global service organization.
