Manulife Financial Corporation is a leading global financial services group providing life insurance, health insurance, and wealth management solutions. The company operates through several key segments: Insurance and Annuity Products, which offers individual life insurance, long-term care insurance, and group benefits; and Global Wealth and Asset Management, which provides mutual funds, exchange-traded funds, group retirement products, and institutional asset management services. Geographically, Manulife generates revenue across three main divisions: Asia, Canada, and the United States, where it operates primarily under the John Hancock brand. The company distributes its products through an extensive network of independent agents, brokers, banks, and financial advisors. Manulife's competitive position is anchored by its scale as Canada's largest life insurer, its established presence in high-growth Asian markets, and its diversified business model that balances traditional insurance underwriting with fee-based asset management.
