Moody's Corporation is a leading global provider of credit ratings, research, tools, and analysis that contribute to transparent and integrated financial markets. The company operates through two primary business segments: Moody's Analytics (MA) and Moody's Investors Service (MIS). MA, which accounts for approximately 63% of total revenue, provides financial intelligence and analytical tools to assist business leaders in making informed decisions, offering data, software, and professional services for risk management, financial modeling, and economic forecasting. MIS, generating the remaining 37% of revenue, publishes credit ratings on a wide range of debt obligations and the entities that issue them, including corporate, financial institution, and public finance obligations, as well as structured finance securities. Geographically, Moody's operates globally, with a significant portion of its revenue generated in the United States, followed by EMEA, Asia-Pacific, and the Americas. As one of the "Big Three" credit rating agencies alongside S&P Global and Fitch Ratings, Moody's holds a dominant competitive position in the global financial information industry, benefiting from high barriers to entry, strong brand recognition, and a deeply entrenched role in the global financial system.
