MetroCity Bankshares, Inc. is a bank holding company that operates through its wholly-owned subsidiary, Metro City Bank. Founded in 2006 and headquartered in Doraville, Georgia, the company provides traditional depository and lending services to a diverse customer base, emphasizing personalized relationship banking. Its primary target market includes small- to medium-sized enterprises, professionals, and retail clients, with a specialized focus on serving the Korean-American community and other ethnic demographics.
The bank's revenue is predominantly generated through net interest income derived from its lending activities, supported by a deposit base of checking, savings, money market accounts, and certificates of deposit. Its loan portfolio is diversified across commercial and consumer segments, including single-family residential mortgages, construction and development loans, commercial real estate (CRE) loans, commercial and industrial (C&I) loans, and Small Business Administration (SBA) loans. Additionally, MetroCity offers treasury management, online and mobile banking, and cash management services.
Geographically, the bank operates a network of over 30 full-service branches and loan production offices across multiple states, including Alabama, California, Florida, Georgia, New Jersey, New York, Texas, and Virginia. In late 2025, MetroCity expanded its footprint and asset base through the strategic acquisition of First IC Corporation, further solidifying its competitive position as a leading community bank for ethnic demographics in its operating regions.
