Fair Isaac Corporation operates globally through two primary business segments: Scores and Software. The Scores segment provides business-to-business scoring solutions that integrate into client transaction streams, as well as direct-to-consumer offerings through myFICO.com. The Software segment delivers pre-configured analytic and decision management solutions, including the cloud-based FICO Platform, which supports account origination, customer engagement, and fraud detection. While its credit scoring models are a fixture in the financial services industry, its software products serve a broader range of sectors including insurance, telecommunications, and retail. The company generates revenue through transaction fees, software subscriptions, and professional services.
