EVERTEC, Inc. is a prominent financial technology and transaction processing company headquartered in San Juan, Puerto Rico. The company operates through four primary segments: Payment Services - Puerto Rico & Caribbean, Latin America Payments and Solutions, Merchant Acquiring, and Business Solutions. Evertec provides a comprehensive suite of services, including merchant acquiring, which enables businesses to accept electronic payments, and payment processing for financial institutions, managing credit, debit, and prepaid card programs. A key competitive advantage is its ownership and operation of the ATH network, a dominant personal identification number (PIN) debit network in the region. Additionally, its Business Solutions segment offers core bank processing, IT professional services, and cash processing. The company processes billions of transactions annually and serves a diversified customer base of financial institutions, merchants, corporations, and government agencies across 26 countries in Latin America and the Caribbean.
