Equifax operates through three primary business segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment is the company's largest unit, providing automated income and employment verification services through its proprietary 'The Work Number' database, alongside HR administrative services. The USIS segment offers consumer and commercial credit information, mortgage solutions, and financial marketing services in the United States. The International segment provides similar credit and data services tailored to regions including Canada, Latin America, Europe, and Asia Pacific. Beyond traditional credit reporting, Equifax has heavily invested in cloud-based technology and artificial intelligence to deliver advanced analytics, identity management, and fraud detection solutions.
