DLocal Limited operates a cloud-based payment platform that bridges the gap between global enterprise merchants and consumers in emerging markets. Its core offering, the "One dLocal" model, provides a single API, platform, and contract that allows merchants to accept payments (pay-in) and send funds (pay-out) across Latin America, Asia, the Middle East, and Africa. The company supports over 600 local payment methods, including local credit and debit cards, bank transfers, and alternative payment methods like cash-based payments and digital wallets. dLocal serves a diverse range of industries, including e-commerce, streaming, ride-hailing, software as a service (SaaS), travel, and gaming, counting major global technology companies among its clients. By handling the complexities of local compliance, currency conversion, and cross-border fund settlement, dLocal eliminates the need for merchants to establish local entities or integrate with multiple regional acquirers. The company generates revenue primarily through fees charged on the payment volume processed through its platform.
