Lion Finance Group PLC, previously known as Bank of Georgia Group PLC, is a leading financial services holding company focused on the Caucasus region. The company's core operations are structured around its two primary universal banking subsidiaries: Bank of Georgia, a systemically important bank in Georgia, and Ameriabank, a leading financial institution in Armenia acquired in 2024. The group's business model is centered on conventional banking operations, generating revenue primarily through net interest income from retail and corporate lending, as well as fee and commission income from payment services, wealth management, and investment banking.
The company operates through several key segments: Retail Banking, which offers consumer loans, mortgages, and deposit products; Corporate and Investment Banking, which provides commercial lending, trade finance, and advisory services to large enterprises; and SME Banking, tailored to small and medium-sized businesses. Additionally, the group's portfolio includes Galt & Taggart, a prominent investment banking and brokerage firm in Georgia, and Belarusky Narodny Bank (BNB), which serves retail and SME clients in Belarus. Geographically, the vast majority of the group's revenue and assets are concentrated in Georgia, with a growing footprint in Armenia following the Ameriabank acquisition. Lion Finance Group is listed on the premium segment of the London Stock Exchange and is a constituent of the FTSE 100 Index, reflecting its dominant market position and robust profitability in its core markets.