American Integrity Insurance Group, Inc. operates as a specialized property and casualty insurer focused on the residential property market in the Southeastern United States. The company primarily underwrites homeowners multiple peril, condominium unit owners, dwelling fire, wind-only, personal umbrella, and renters insurance policies. Headquartered in Tampa, Florida, American Integrity was established in 2006 to address the state's unique catastrophe-exposed residential risks following a period of significant hurricane activity. The company distributes its policies through a network of over 1,000 independent insurance agents. While its core concentration remains in Florida, American Integrity has strategically expanded its geographic footprint into neighboring states, including Georgia, South Carolina, and North Carolina. The company's business model relies on targeted underwriting guidelines, localized risk-management strategies, and a comprehensive reinsurance program to mitigate exposure to severe weather events and maintain financial stability. Revenue is predominantly generated through premiums earned on its diverse suite of residential and specialty property insurance products.
