ACI Worldwide, Inc. is a global software company that develops and licenses digital payment solutions for banks, merchants, and billers. The company operates primarily through two segments: Payment Software and Billers. Its core offerings include ACI Acquiring for processing card transactions, ACI Issuing for digital payment issuance, and ACI Connetic, a cloud-native platform for unified account-to-account and card-based payments. ACI Worldwide's software facilitates real-time electronic payments, clearing, settlement, and fraud prevention across various channels. Headquartered in Elkhorn, Nebraska, the company serves thousands of financial institutions, payment service providers, and merchants in over 90 countries. Its solutions are deeply embedded in clients' mission-critical operations, supporting trillions of dollars in daily transaction volume.