Arch Capital Group Ltd. is a global specialty insurer and reinsurer headquartered in Bermuda, with operations spanning North America, Europe, and Australia. The company operates through three primary business segments: Insurance, Reinsurance, and Mortgage. The Insurance segment offers specialty product lines including commercial automobile, commercial multiperil, professional liability, excess and surplus casualty, and property lines. The Reinsurance segment provides treaty and facultative reinsurance solutions for casualty, marine and aviation, property catastrophe, and other specialty products. The Mortgage segment offers primary mortgage insurance in the U.S. and internationally, as well as credit-risk transfer services. Arch Capital generates revenue primarily through premiums earned from its underwriting activities and investment income from its portfolio. In 2024, the company's gross premiums written were distributed across Reinsurance (approximately 52%), Insurance (42%), and Mortgage (6%). The company targets commercial and institutional clients, mortgage lenders, and program managers, leveraging a disciplined underwriting approach and cycle management to navigate the property and casualty (P&C) insurance market.
